Saving money can be difficult, but with a number of bills taking a tole on your monthly revenue, it is important to have your finances in order at all times. Though there are options such as quick short term payday loans to aid you in a financial emergency, they should be used as a last resort and an alternative will need to be found to cover the costs. To help you with this, we have compiled a list of 5 creative ways to save money in 2019.
Begin A Money Jar
Saving can take time, but by beginning a money jar in your kitchen you can begin saving the loose change to change up at the end of the year. Though this may not be a lot by the end of the year, this is additional money that you may have lost otherwise when clearing the pennies from your purse. This is ideal for a large family as the more of you that are imputing into the coin collection, the more money you will have at the end of the year.
Use A Mobile App
Though managing your finances can be difficult, using a mobile app can be the perfect way of tracking your spending on the go. With a number of free and paid apps on both Android and IOS, the possibilities for money-saving are endless. In addition to this, there are a number of mobile-first banks to choose from that can provide you with complete control of all your finances all in one place without the need for a traditional bank to control your finances.
Sell Used Items Online
Another way that you can make money is to sell your items online. With a number of websites such as eBay, Sphock and Gumtree, you can begin to sell your unwanted items for money. Whether this is books and electronics or clothes, this can all generate you some extra money throughout the course of the month. These apps allow you to set your own price, therefore, allowing you to make some room in your home whilst giving you the money you need to help make ends meet. This can also be done from your mobile, allowing you to make enquires and reply to messages on the go.
Cook More Eat Out Less
Eating out is an expense that many of us are reaching towards these days due to busy schedules, but this money could be spent elsewhere or used in a financial emergency. By eating out less and cooking natural food at home, you can prepare your meals for the whole week, saving you money in the long term whilst helping to maintain a healthy lifestyle. This is also beneficial when budgeting as leftovers can be taken to work or eaten the next day, ensuring nothing goes to waste.
Go To The Library
If you are a fan of reading but are spending a large amount of money on websites such as Amazon, getting a library card could be the perfect way to save money whilst enjoying a good book. If you are unsure as to whether you would like them you can borrow the book to read and return at a later date, preventing you from spending money on a book you did not like. This can be given to you by your local library and is valid for 4 years, allowing you to read as many books as you want for free.
Whether you are looking to cut costs of your everyday routine, or you are looking for a way to make money from your unwanted items, there are a number of creative ways that you can make money to help you through the month.